Find extra money that you can put towards your bills
Find and prevent wasteful spending
Know exactly how much money you have to save or spend
Pay all your bills on time
Plan ahead for future expenses
Finally save up for an emergency or that thing you wanted
I began married and family life in debt. I always thought that debt was a normal part of life. Over the years, my family grew, and so did our debt. Before I knew it, we were in over our heads. That’s when I read my first personal finance book. I was hooked and devoured every book, podcast, and class I could find. I consumed all the resources, but I could never gain traction with paying off my debt. I’d feel motivated at first kicking debt in the butt, and then I would drop off losing all hope.
After years of trial and error and becoming a Ramsey Solutions Financial Coach, I finally found a system that worked for me. I have a new sense of hope and motivation, that I’ve never felt before, that it’s possible to BE and STAY debt free. I’ve developed a desire to help other moms to persevere through their debt free journeys.
You’ve tried all the fancy budgeting worksheets. But no matter what, when you check your balance at the end of the month, your heart sinks because you overspent… again. You’re too busy for complicated budgeting systems you start but can’t keep up with. You need something simple you look forward to using everyday!
The Budget Calendar worksheets included in this budget planner are the game changer. These unique worksheets help you keep track of your real daily balance while helping you plan ahead for future expected and unexpected expenses.
The Busy Mom’s Budget Planner will take some time in the beggining to set up, but once you’re done setting it up (i.e. filling out the debt balance tracker, debt snowball, etc.), maintaining it will take you about 5 minutes a day or 20-30 minutes a week.
It has the potential. The planner will give you a framework to get your financial life on paper so that you can track your financial habits and make necessary adjustments as needed. The planner is the tool and you are the builder. It will help you build a solid foundation, but it’s up to you to stick with it and build up strong financial habits.
Unfortunately, due to the digital nature of this product, there are no refunds. All sales are final.
I believe that you can break free from debt and find financial freedom when you trust that you can change your financial habits.